Dividend ETFs have become increasingly popular for investors seeking steady income and potential growth. Here’s a deep dive into five of the most notable dividend ETFs: $SCHD, $DGRO, $DIVO, $VYM, and $JEPQ. Each of these ETFs offers unique characteristics that … Read more
Spending 90% of expenses on the Chase Freedom Unlimited card has proven beneficial, but there’s always room to optimize. With a monthly spend exceeding $5000, the accumulation of Chase points is substantial. However, maximizing their value remains crucial. Currently, transferring … Read more
Exciting news for Chase Amazon Prime cardholders! From January 15 through March 31, 2025, you can earn a total of 5% back at grocery stores, gas stations, and restaurants. This offer is applicable on up to $1,000 in combined purchases, … Read more
There’s an increasing trend where businesses are charging an additional 3% fee for credit card transactions. This shift is largely due to rising fees from payment processors such as Visa and Mastercard. For example, a nearby gas station recently updated … Read more
Looking for a general spend cashback card that offers a reliable 2% return? The US Bank Smartly™ Visa Signature® Card might catch your eye. While it provides enticing perks if you have a U.S. Bank savings account, let’s focus on … Read more
Facing a hefty tax bill? The right credit card can make it manageable and even rewarding. Here are the top options for 2024-2025, detailed for their latest updates and relevant benefits. The Chase Freedom Unlimited® offers a compelling 1.5% cash … Read more
As consumers, understanding how our credit card purchases are categorized can significantly impact the rewards and benefits we receive. Recently, it has come to light that there is a notable difference in how two major credit card issuers—Chase and American … Read more
If you’re struggling with credit card debt, transferring the balance to a low-interest loan can be a smart financial move. Here are some effective options to consider: Personal Loans: Personal loans are a popular choice for consolidating credit card debt. … Read more
Navigating the complexities of self-employment taxes can often be challenging. One common scenario for many self-employed individuals is overpaying taxes throughout the year. The good news is that if you’ve overpaid your taxes, you have the option to apply this … Read more
As we step into 2025, many people are considering whether purchasing a new car is a wise financial decision. The reality is that buying a new car often comes with significant financial drawbacks, primarily due to rapid depreciation. According to … Read more