Freedom Unlimited for 90% of spending? Reevaluating point redemption needed.

Spending 90% of expenses on the Chase Freedom Unlimited card has proven beneficial, but there’s always room to optimize. With a monthly spend exceeding $5000, the accumulation of Chase points is substantial. However, maximizing their value remains crucial. Currently, transferring points to Hyatt for about $300 per 20k points is the norm. While decent, exploring … Read more

AMEX counts, Chase doesn’t: Walmart Market rewards discrepancy uncovered.

As consumers, understanding how our credit card purchases are categorized can significantly impact the rewards and benefits we receive. Recently, it has come to light that there is a notable difference in how two major credit card issuers—Chase and American Express (AMEX)—categorize Walmart Neighborhood Markets. For American Express (AMEX) cardholders, purchases made at Walmart Neighborhood … Read more