Travel portals often overpriced; Capital One excels, but use points wisely.

Navigating the world of travel portals can be a frustrating journey, with each offering its own set of obstacles and benefits. Among the major credit card issuers, the experience varies widely, often leaving travelers feeling both disappointed and deceived by the promise of convenience and value. The American Express travel portal, while relatively easy to … Read more

Credit bureaus profit over protection; default freeze needed.

In today’s digital landscape, where identity theft and credit fraud are not just potential threats but almost inevitable, the question arises: should credit reports be automatically frozen by default by the major credit bureaus – Equifax, Experian, and TransUnion? The logic behind this proposal is straightforward: making credit freezes the default setting would protect consumers … Read more

Chase Pre-Approval Tool possibly back, check for card eligibility.

Chase Bank has reportedly reintroduced its popular Pre-Approval Tool, aiming to offer potential cardholders a way to discover which credit cards they might qualify for without impacting their credit score. This tool, if available, would provide a soft inquiry check, making it an attractive option for those looking to explore their credit card options safely. … Read more

Elevate cashback to new heights; three cards yield 5%+ across all.

In today’s credit card landscape, squeezing every penny of cashback from your daily spends has become an art form. Here’s a streamlined strategy that leverages just three primary cards, yet promises to deliver cashback percentages exceeding 5% across various spending categories, aligning with the latest 2025 credit card offers. The heart of this strategy beats … Read more