There’s an increasing trend where businesses are charging an additional 3% fee for credit card transactions. This shift is largely due to rising fees from payment processors such as Visa and Mastercard. For example, a nearby gas station recently updated its signage to emphasize the “CASH PRICE FOR GAS,” highlighting the preference for cash transactions … Read more
Looking for a general spend cashback card that offers a reliable 2% return? The US Bank Smartly™ Visa Signature® Card might catch your eye. While it provides enticing perks if you have a U.S. Bank savings account, let’s focus on how it stacks up as a straightforward 2% cashback card. The US Bank Smartly™ Visa … Read more
Facing a hefty tax bill? The right credit card can make it manageable and even rewarding. Here are the top options for 2024-2025, detailed for their latest updates and relevant benefits. The Chase Freedom Unlimited® offers a compelling 1.5% cash back on everything you buy, up to $20,000 spent in the first year. This translates … Read more
As consumers, understanding how our credit card purchases are categorized can significantly impact the rewards and benefits we receive. Recently, it has come to light that there is a notable difference in how two major credit card issuers—Chase and American Express (AMEX)—categorize Walmart Neighborhood Markets. For American Express (AMEX) cardholders, purchases made at Walmart Neighborhood … Read more
If you’re struggling with credit card debt, transferring the balance to a low-interest loan can be a smart financial move. Here are some effective options to consider: Personal Loans: Personal loans are a popular choice for consolidating credit card debt. They typically offer lower interest rates compared to credit cards and have fixed repayment terms. … Read more